Buy Now Pay Later Furniture at WJS Home
Shop Pay makes 0% APR financing simple—get your furniture now.
Why Shop Pay
Fast, secure, and interest-free financing on eligible orders.
Interest-Free Payments
Split orders into 4 equal, interest-free payments
No Credit Impact
No impact on your credit score
Fast & Easy Checkout
Easy checkout on desktop or mobile
How To Use The Buy Now Pay Later Payment
Follow these steps to place an order for buy now pay later furniture and pay over time.
Steps 1
Add your selected furniture to the cart
Steps 2
Choose Shop Pay at checkout
Steps 3
Complete the quick eligibility check
Steps 4
Confirm your payment plan and place the order
Pay in 4 Flexible Payment Plan with Shop Pay
See how your purchase can be split into four equal, interest-free payments with Shop Pay Installments.
Today: Pay 25%
(First payment)
2 Weeks Later
Pay 25%
4 Weeks Later
Pay 25%
6 Weeks Later
Pay 25% (Final payment)
Other Ways to Pay
Choose a fast, secure payment method that works best for you.
PayPal
Secure checkout with your PayPal account.
Amazon Pay
Fast checkout using your saved Amazon account details.
Google Pay
Pay quickly with cards stored in your Google account.
Venmo
Pay using your Venmo balance or linked bank account.
Crypto (USDC)
Pay with USDC through supported crypto payment providers.
FAQs About Buy Now Pay Later Furniture
Can I Use Shop Pay on All Sofas?
Yes. Shop Pay Installments are available for most buy now pay later living room furniture, as long as the order meets the minimum amount.
Is Shop Pay Installments Interest Free?
Many orders qualify for interest-free Pay in 4. Longer-term plans may include interest depending on eligibility.
Does Installment Payment Affect Returns?
No. Returned items are refunded to your installment account and future payments are adjusted accordingly.
Can I Combine Discounts with Buy Now Pay Later?
Yes. Valid WJS Home discount codes can be applied before selecting a payment plan.
Can I Pay Monthly for a Sectional Sofa?
Yes. Monthly payment options allow you to spread the cost of a sectional over several months.
What Payment Methods Does WJS Home Accept?
We accept Shop Pay / PayPal / Amazon Pay /Google Pay / Venmo and major credit and debit cards.
Does Wjs Home Offer Installment Payments?
Yes. WJS Home is one of the online furniture stores with payment plans, offering buy now pay later furniture through Shop Pay and Affirm.